Central Trust joins MCI Panel

We are pleased to announce that MCI Club have added Central Trust to our Lender Panel.

  • Central Trust are an independently owned specialist lender
  • Mortgage from £3,00 to £250,000 for UK homeowners
  • Light adverse / impaired credit status accepted
  • 100% of all major benefits accepted
  • No minimum or maximum income

How to register:

Contact your dedicated lender team on 0800 980 6100 and they will register you using MCI Club as your payment route.

Proc Fee’s:

Product                                                          Net

1st Charge Products:                                   1.30%

2nd Charge Products:                                   1.30%


If you have any further questions, please contact your Business Development Manager Ronnie Molloy at Ronnie.molloy@mciclub.co.uk, or our Mortgage Club Manager Kevin Pearce at kevin.pearce@mciclub.co.uk.

Please visit our website www.mciclub.com for further information.

Keep an eye out in the coming weeks for more news from the MCI Club.

Foundation Home Loans join MCI Panel

We are pleased to announce that MCI Club have today added Foundation Home Loans to our ever growing Lender Panel.

  • Trusted specialist intermediary-only lender
  • Portfolio Landlord
  • Limited Company Buy-to-Let's
  • Residential Mortgages (designed for non-standard clients)

How to register:
For both new registrations and change to payment routes to MCI, please use the following link: https://www.foundationforintermediaries.co.uk/register/ and follow the instructions making sure you select MCI Club as your payment route.

Proc Fee’s:
Product                                                          Net
All Products:                                                 0.45%

For further information please contact your Business Development Manager Ronnie Molloy at Ronnie.molloy@mciclub.co.uk, or our Mortgage Club Manager Kevin Pearce at kevin.pearce@mciclub.co.uk.

Alternatively please visit our website www.mciclub.com.

We will keep keep you updated as even more lenders are set to join MCI Club in the coming weeks.

Greenfield Mortgages join MCI Lender Panel

 We are pleased to announce that MCI Club have added Greenfield Mortgages to our Lender Panel.

  • Greenfield Mortgages are a Bridging only specialist lender
  • Have a hands on approach
  • Aim to provide a decision within one hour
  • Underwriting is conducted from the outset

How to register:

During your initial call Greenfield Mortgages will register you using MCI Club as your payment route.

Proc Fee’s:

Bridging Products               Net=1.50%

If you have any further questions please contact your Business Development Manager Ronnie Molloy at Ronnie.molloy@mciclub.co.uk, or our Mortgage Club Manager Kevin Pearce at kevin.pearce@mciclub.co.uk.

Keep an eye out in the coming weeks for more news from the MCI Club.

MCI Club hires new Mortgage Club Manager

 Kevin Pearce (pictured) has recently joined MCI Club as their new 'Mortgage Club Manager' and will work alongside field based Business Development Manager Ronnie Molloy as the Mortgage Club goes from strength to strength.

Kevin has nearly 20 years’ experience in Mortgages & Financial Services and his knowledge and expertise should prove to be a real asset to the Club as it continues to attract new members with its ambitious growth plans over the coming years as well as providing a first class service to the ever increasing number of advisers.

Matthew Harrison - Head of Sales & Account Management

We are delighted Kevin has joined MCI, we see his role as pivotal in continuing the excellent growth we have experienced over the past 12 months and realising some of the potential for which the club was formed. Kevin’s knowledge of the mortgage industry, products and challenges faced by today's brokers will no doubt be of benefit to all our existing and new members alike.

Kevin can be contacted on 01275 400 652 or via email kevin.pearce@mciclub.co.uk.

MCI Club Round Table Event | 14th May 2019

MCI Mortgage Club is pleased to announce a major roundtable event at the wonderful test cricket venue,The Kia Oval.

During the day you will hear from lenders, conveyancers, insurers, secured loan providers as well as hearing from some industry leading speakers including MCI’s new protection partner Auxilium Partnership.

Spaces are limited and as such will be treated on a first come first served basis.

The full event details can be found below:

Date: 14th May 2019
Start Time: 8:30 – 9:30 Registration
Finish Time: 16:30
Location: The Kia Oval, London

The roundtables will be hosted by:

  • L Property Lawyers (Conveyancing)
  • Bluestone (Specialist Lending)
  • Al Ryan Bank (Sharia Compliant)
  • One Family (Equity Release)
  • Landbay (Commercial Lending)
  • Legal & General (GI & Protection)
  • Complete FS (Packager)
  • Scottish Widows (Protection)


Presenters include:

  • Mark Graves, CEO of Auxilium Partnership
  • Barclays Commercial
  • Bank of Ireland
  • Met Life
  • Fluent Money
  • Clydesdale

A comprehensive buffet lunch will be provided as well as refreshments during the day.
Continual Professional Development (CPD) points will be given for attending this event.

To register to attend please email your contact details to enquiries@mciclub.co.uk

Any queries regarding the event please contact Ronnie.molloy@mciclub.co.uk or telephone on 07523 912644
We look forward to seeing you there.

*this event is being supported by Beneficial Life (London Ltd) and a wide range of lenders and suppliers

Landbay partners with MCI Club

Landbay has announced a partnership with The Mortgage Compliance & Insurance Club.

The partnership will provide MCI Club intermediaries with a range of products for portfolio landlords, first-time landlords and limited companies that cover HMOs, MUFBs, and new build properties, among others.

The club’s brokers will also be granted access to Landbay’s online intermediary portal, which includes case tracking features and a property portfolio key.

Landbay managing director of intermediaries Paul Brett comments: “We are constantly looking at new ways to open up access to a wide range of brokers.

“This partnership is a testament to our growth ambitions this year, and we look forward to working with MCI Club.”

MCI Club managing director Phil Whitehouse adds: “Our philosophy aims to offer our intermediaries market-leading benefits and unique solutions.

Introducing Landbay to our lender panel is a way to give our members access to cost efficient innovative products, which come hand-in-hand with Landbay’s market insight.

“The buy-to-let landscape is getting ever more complex, and we are continually striving to meet the evolving demands of our clients.”

MCI Mortgage Club has added Principality Building Society to its lender panel

Principality recently increased its maximum loan size to £500,000 for residential mortgages up to 90% LTV across England and Wales.

Emma Graham, Principality Building Society’s national account manager, said: “It’s fantastic to be able to offer our proposition to a wider audience of brokers through MCI’s growing panel. As a member-led organisation our underwriters do not follow a standardised approach and treat every customer as an individual, applying common sense to all lending decisions.

“We look forward to working with advisers to help them place both straightforward and complex cases.”

Phil Whitehouse, managing director of MCI Mortgage Club, added: “I am delighted to add Principality to MCI’s growing lender panel. At MCI we are keen to ensure that our members have access to a comprehensive panel and the addition of Principality as an award-winning building society delivering a superb service proposition will be a great addition.”

Principality added to Direct Lender Panel

At the end of last year MCI Mortgage Club expanded our panel of Lenders with the addition of Together Money and Fleet Mortgages as our most recent additions.

As we start 2019 MCI can announce a further addition to our growing panel as we have now added “Principality Building Society” and we don’t plan to stop there so look out for additional lenders in the coming weeks.

Registering with Principality could not be easier.

Simply go to:  https://www.principality.co.uk/en/Intermediaries/Register/Club-Reg-Form and ensure you select your mortgage club as MCI.

Principality told us that they help intermediaries succeed through a strong professional relationship and to deliver the service you require. They have a team of Business Development Managers who are committed to using their expertise and experience to help give you the dedicated support, service and assistance you need to do business quickly and easily.

Benefits of doing business with Principality:

  • Technology backed application processing which means mortgage offers can reach your customers quickly
  • Underwriting decisions are not automated, each application is individually reviewed by the underwriting team
  • Supported by a team of experienced people who can discuss your application, policy and criteria.

If you are already registered with Principality but want to change your payment route to MCI Club, simply register again and select MCI Club as you currently can only have one club registered for your business.

Remember for every 6 cases completed through MCI Club each month your Mortgage Keeper license fee can be refunded my MCI Club*

The good news keeps on coming as we have secured generous net procuration fees matched against all other Clubs.


Product Type                                     PROCURATION FEE TO INTERMEDIARY

Residential Products                               0.38% Min £160   Max £2375

BTL Products                                           0.40% Min £175   Max £2500

Product Transfers (Resi&BTL)               0.18%


For more information please contact MCI’s Broker Help Desk on 01275 400669 or MCI’s Business Development Manager Ronnie Molloy on Ronnie.molloy@mciclub.comor call on 07523 912644.

Watch this space for more Lender news in the coming weeks.

Kind regards

MCI Team

Get a flying start to 2019

Get a flying start to 2019

An estimated 750,000 mortgages are due to mature in H1 2019.¹ So there’s never been a better time to boost your remortgage business. And we’re ready to help you make the most of this opportunity.

To guarantee a hassle-free start to 2019, we’re launching a limited edition special service promise to support your remortgage business.

New service promise

For residential remortgage cases up to 65% LTV, we promise to take your fully-packaged application to Offer in five days, or we’ll give your client £100. This applies to applications submitted in January, terms apply.

For other applications, our 10-day service promise still stands.

This new service promise is just our way of helping you get your business off to a flyer in January.

To find out more, talk to your dedicated Business Development Manager.

The Virgin Money Intermediary Team


  1. Virgin Money analysis based on stock mortgage data from the CACI mortgage market database September 2018.